INSURANCE AND WORKER'S COMPENSATION
Is massage therapy covered by insurance?
1. There must first be a written prescription by a physician licensed to practice medicine. This usually means your Primary Care Physician (PCP) who is a Medical Doctor (MD), or Doctor of Osteopathy (DO), Some states and insurance companies allow Chiropractors to prescribe massage therapy. Florida, is one of those states.
2. The ordering physician must state what condition (injury/illness) is to be treated. This is usually included in the prescription and is best described as a ICD-9 code (a code that stands for your condition and is recognized by insurance companies.)
3. The prescription must include a frequency and duration. This is how often the treatments should occur and how long they should last. The physician may contact me directly Jimmy Shore 904.806.6255 and should do so at any time during treatment that he/she feels is appropriate.
4. Then last but not least the insurance company must give their approval to the Massage Therapist who is going to perform the treatments. This is true even if massage is one of your benefits. No approval means no payment. This is the insurance company's rule, not ours.
5. Any co-pay must be paid prior to beginning massage therapy treatments.
6. All the paperwork must be completed prior to any massage therapy treatment, unless agreed upon by your therapist. You must agree to allow the therapist to share information with your physician and insurance company, and agree to have the insurance company to pay your therapist directly. If you need more information or have other questions please contact us directly,
Call Jimmy 904.806.6255
WORKER'S COMPENSATION IS ALMOST ALWAYS EASIER THAN REGULAR HEALTH INSURANCE.
1. Of course you still need a written prescription from your physician.
2. Prior to the start of your treatments the Massage Therapist must receive the prescription, Case Number, and Case Workers Name.
3. With worker's comp there is is generally no co-pay
1. SORRY YOU'RE PROBABLY NOT GOING TO HAVE MASSAGE THERAPY BENEFITS.
2. Ask your HMO benefits office what's available.
If you need more information, please feel free to contact me, Jimmy Shore 904.806.6255